“Who told you to put all my earnings into that bank?” shouts a distraught businessman as he looks at his weeping wife, “Now it is your fault we are ruined!” In many homes, it’s either a wife or a husband crying out, “You are to blame!” But who is to…


Robert Clements is a newspaper columnist and writes a daily column, which has graced the pages of over 60 newspapers and magazines, from a daily column in the Khaleej Times, Dubai, the Morning Star, London, and in nearly every state in India, from The Statesman in Kolkata, to the Kashmir Times in Kashmir to the Trinity Mirror in Chennai.